Large Bank Consumer Mortgage Originations: Average Interest Rate at Origination by Credit Score - 30-YR Fixed Rate Mortgage: 680-739 Credit Score (RCMFLRIGIRAPCTF30S680T739)

Observations

Q4 2025: 6.58
Updated: Apr 8, 2026 8:33 AM CDT
Next Release Date: Not Available
Q4 2025:  6.58  
Q3 2025:  6.93  
Q2 2025:  6.94  
Q1 2025:  7.05  
Q4 2024:  6.58  
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Units:

Percent,
Not Seasonally Adjusted

Frequency:

Quarterly,
End of Quarter

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Notes

Source: Federal Reserve Bank of Philadelphia  

Release: FR Y-14M Large Bank Credit Card and Mortgage Data  

Units:  Percent, Not Seasonally Adjusted

Frequency:  Quarterly, End of Quarter

Notes:

The average interest rate at origination for 30-year fixed rate mortgages with a borrower with a credit score greater than or equal to 680 and less than 740 at the time of origination.

For more detail see the methodology.

Suggested Citation:

Federal Reserve Bank of Philadelphia, Large Bank Consumer Mortgage Originations: Average Interest Rate at Origination by Credit Score - 30-YR Fixed Rate Mortgage: 680-739 Credit Score [RCMFLRIGIRAPCTF30S680T739], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/RCMFLRIGIRAPCTF30S680T739, .

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Tags

FR Y-14M score 30-Year Origination Philadelphia Fed Large Mortgage Credits Fixed Average Consumer Interest Rate Interest Banks Depository Institutions Rate Quarterly Nation Public Domain: Citation Requested United States of America Not Seasonally Adjusted

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