Observations
Q4 2025: 6.58 |
Percent, Not Seasonally Adjusted |
Quarterly,
End of Quarter
Updated: Apr 8, 2026 8:33 AM CDT
Next Release Date: Not Available
Observations
| Q4 2025: | 6.58 | |
| Q3 2025: | 6.93 | |
| Q2 2025: | 6.94 | |
| Q1 2025: | 7.05 | |
| Q4 2024: | 6.58 | |
| View All | ||
Units:
Frequency:
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Source: Federal Reserve Bank of Philadelphia
Release: FR Y-14M Large Bank Credit Card and Mortgage Data
Units: Percent, Not Seasonally Adjusted
Frequency: Quarterly, End of Quarter
The average interest rate at origination for 30-year fixed rate mortgages with a borrower with a credit score greater than or equal to 680 and less than 740 at the time of origination.
For more detail see the methodology.
Federal Reserve Bank of Philadelphia, Large Bank Consumer Mortgage Originations: Average Interest Rate at Origination by Credit Score: 30-Year Fixed Rate Mortgage: 680-739 Credit Score [RCMFLRIGIRAPCTF30S680T739], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/RCMFLRIGIRAPCTF30S680T739, .
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