100*(Disposable Personal Income*Household Debt Service Payments as a Percent of Disposable Personal Income/100)/Households and Nonprofit Organizations; Debt Securities and Loans; Liability, Level

NOTES

Household Debt Service Payments as a Percent of Disposable Personal Income (TDSP)

Source: Board of Governors of the Federal Reserve System (US)

Release: Household Debt Service and Financial Obligations Ratios

Units: Percent, Seasonally Adjusted

Frequency: Quarterly

The Household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.

The DSR is divided into two parts. The Mortgage DSR (MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR (CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR.

For more information, please visit the Board of Governors.

Suggested Citation:

Board of Governors of the Federal Reserve System (US), Household Debt Service Payments as a Percent of Disposable Personal Income [TDSP], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/TDSP, .

Disposable Personal Income (DSPI)

Source: U.S. Bureau of Economic Analysis

Release: Personal Income and Outlays

Units: Billions of Dollars, Seasonally Adjusted Annual Rate

Frequency: Monthly

BEA Account Code: A067RC
A Guide to the National Income and Product Accounts of the United States (NIPA) - (http://www.bea.gov/national/pdf/nipaguid.pdf)

Suggested Citation:

U.S. Bureau of Economic Analysis, Disposable Personal Income [DSPI], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/DSPI, .

Households and Nonprofit Organizations; Debt Securities and Loans; Liability, Level (CMDEBT)

Source: Board of Governors of the Federal Reserve System (US)

Release: Z.1 Financial Accounts of the United States

Units: Billions of Dollars, Seasonally Adjusted

Frequency: Quarterly, End of Period

Source ID: LA154104005.Q

For more information about the Flow of Funds tables, see the Financial Accounts Guide.

With each quarterly release, the source may make major data and structural revisions to the series and tables. These changes are available in the Release Highlights.

In the Financial Accounts, the source identifies each series by a string of patterned letters and numbers. For a detailed description, including how this series is constructed, see the series analyzer provided by the source.

Suggested Citation:

Board of Governors of the Federal Reserve System (US), Households and Nonprofit Organizations; Debt Securities and Loans; Liability, Level [CMDEBT], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/CMDEBT, .