Housing Affordability Index (Fixed) | FRED

Notes

Housing Affordability Index (Fixed) (FIXHAI)

Source: National Association of Realtors

Release: Monthly Housing Affordability Index

Units: Index, Not Seasonally Adjusted

Frequency: Monthly

Notes:

Copyright, 2016, National Association of Realtors. Reprinted with permission. Per the agreement with the source, data in FRED are available for the prior 13 months.

Measures the degree to which a typical family can afford the monthly mortgage payments on a typical home.

Value of 100 means that a family with the median income has exactly enough income to qualify for a mortgage on a median-priced home. An index above 100 signifies that family earning the median income has more than enough income to qualify for a mortgage loan on a median-priced home, assuming a 20 percent down payment. This index is calculated for fixed mortgages.

Suggested Citation:

National Association of Realtors, Housing Affordability Index (Fixed) [FIXHAI], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/FIXHAI, .

Disposable Personal Income (DSPI)

Source: U.S. Bureau of Economic Analysis

Release: Personal Income and Outlays

Units: Billions of Dollars, Seasonally Adjusted Annual Rate

Frequency: Monthly

Notes:

BEA Account Code: A067RC
A Guide to the National Income and Product Accounts of the United States (NIPA) - (http://www.bea.gov/national/pdf/nipaguid.pdf)

Suggested Citation:

U.S. Bureau of Economic Analysis, Disposable Personal Income [DSPI], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/DSPI, .