((S&P Cotality Case-Shiller U.S. National Home Price Index*(30-Year Fixed Rate Mortgage Average in the United States/12)*(1+(30-Year Fixed Rate Mortgage Average in the United States/12))^360)/(((1+(30-Year Fixed Rate Mortgage Average in the United States/12))^360)-1))/Personal income per capita

Notes

S&P Cotality Case-Shiller U.S. National Home Price Index (CSUSHPINSA)

Release: S&P Cotality Case-Shiller Home Price Indices

Units: Index Jan 2000=100, Not Seasonally Adjusted

Frequency: Monthly

Notes:

For more information regarding the index, please visit Standard & Poor's. There is more information about home price sales pairs in the Methodology section. Copyright, 2016, Standard & Poor's Financial Services LLC. Reprinted with permission.

Suggested Citation:

S&P Dow Jones Indices LLC, S&P Cotality Case-Shiller U.S. National Home Price Index [CSUSHPINSA], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/CSUSHPINSA, .

Consumer Price Index for All Urban Consumers: Owners' Equivalent Rent of Residences in U.S. City Average (CUUR0000SEHC)

Source: U.S. Bureau of Labor Statistics

Release: Consumer Price Index

Units: Index Dec 1982=100, Not Seasonally Adjusted

Frequency: Monthly

Suggested Citation:

U.S. Bureau of Labor Statistics, Consumer Price Index for All Urban Consumers: Owners' Equivalent Rent of Residences in U.S. City Average [CUUR0000SEHC], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/CUUR0000SEHC, .

30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US)

Source: Freddie Mac

Release: Primary Mortgage Market Survey

Units: Percent, Not Seasonally Adjusted

Frequency: Weekly, Ending Thursday

Notes:

On November 17, 2022, Freddie Mac changed the methodology of the Primary Mortgage Market Survey® (PMMS®). The weekly mortgage rate is now based on applications submitted to Freddie Mac from lenders across the country. For more information regarding Freddie Mac’s enhancement, see their research note.

Data are provided “as is” by Freddie Mac®, with no warranties of any kind, express or implied, including but not limited to warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user’s sole risk. In no event will Freddie Mac be liable for any damages arising out of or related to the data, including but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.

Copyright, 2016, Freddie Mac. Reprinted with permission.

Suggested Citation:

Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States [MORTGAGE30US], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/MORTGAGE30US, .

Personal income per capita (A792RC0Q052SBEA)

Source: U.S. Bureau of Economic Analysis

Release: Gross Domestic Product

Units: Dollars, Seasonally Adjusted Annual Rate

Frequency: Quarterly

Notes:

BEA Account Code: A792RC

For more information about this series, please see http://www.bea.gov/national/.

Suggested Citation:

U.S. Bureau of Economic Analysis, Personal income per capita [A792RC0Q052SBEA], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/A792RC0Q052SBEA, .